A car accident in NYC is a huge stress that often paralyzes logical thinking. However, what you do in the first minutes and days after the incident will determine your chance for compensation.
1. Secure a police report
Always call the police to the scene, even for a minor fender bender. The police report is the foundation for your insurance company and a future lawsuit. Without it, it will be difficult to prove the other driver’s fault.
2. Document everything at the scene
If your health condition allows it:
- Take photos of the damage to all vehicles.
- Photograph the license plates and the driver’s license of the at-fault party.
- Collect contact information from witnesses to the incident.
3. Do not neglect medical attention
Many injuries, e.g., whiplash or internal injuries, only become apparent after a few days. In New York, you have a No-Fault system that covers medical costs, but you must see a doctor as soon as possible to maintain your right to benefits.
4. Beware of insurance companies
The at-fault party’s insurer may call you with a quick cash offer. Never sign anything without consulting an attorney. These offers are usually a fraction of what you are truly entitled to.
5. Choose a successful attorney
Attorney Edward Sanocki has secured record amounts for traffic accident victims, including $11.2 million for a motorcyclist and $3.5 million for a pedestrian hit in a crosswalk. An experienced lawyer knows how to force the insurance company to pay the full amount for pain and suffering.
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