Polish & Slavic Federal Credit Union – PSFCU

Banks & Credit Unions, Credit Cards, Loans, Money Transfers
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    Brooklyn, NY
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    Norridge, IL
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    Brooklyn, NY
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    Fairfield, NJ
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    Wallington, NJ
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    Bridgeview, IL
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    Algonquin, IL
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    Linden, NJ
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    Staten Island, NY
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    Maspeth, NY
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    Stroudsburg, PA
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    Orland Park, IL
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    Schaumburg, IL
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    Ridgewood, NY
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    Copiague, NY
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    Mt. Prospect, IL
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    Brooklyn, NY
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    Union, NJ
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    Clifton, NJ
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    Trenton, NJ
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    Garfield, NJ
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    Glendale Heights, IL
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    New Britain, CT
Us
We speak English
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About Us

More than a bank – the financial foundation of the Polish community in the USA

This is not an ordinary financial institution; it is a success story built by all of us. From humble beginnings in Greenpoint, we have become the largest ethnic credit union in the United States. We understand the challenges of emigration because we grew out of them ourselves. You are not just an account number to us, but a member of a community that manages billions of dollars in assets, investing profits back into you and your neighbors.

Why join PSFCU?

  • We speak your language: Whether you visit a branch in Ridgewood, Bridgeview, or Trenton – we will serve you in Polish, without language barriers.
  • Better terms than at banks: As a cooperative, we do not work for the profit of Wall Street shareholders. We offer lower interest rates on loans and higher interest on deposits.
  • Support that gives back: Every dollar earned by the Credit Union supports Polish schools, scholarships for youth, and cultural events in your area.

Become a member of Our Credit Union today. Open an account online in 5 minutes!

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140 Greenpoint Avenue, Brooklyn, NY, 11222, USA
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4147 N. Harlem Avenue, Norridge, IL, 60706, USA
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100 McGuinness Boulevard, Brooklyn, NY, 11222, USA
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9 Law Drive, Fairfield, NJ, 7004, USA
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375 Paterson Avenue, Wallington, NJ, 7057, USA
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8342 S. Harlem Avenue, Bridgeview, IL, 60455, USA
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2371 County Line Rd., Algonquin, IL, 60102, USA
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619 W. Edgar Road, Aviation Plaza, Linden, NJ, 7036, USA
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Hylan-Seaver Mall, 1919 Hylan Blvd., Staten Island, NY, 10305, USA
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66-14 Grand Avenue, Maspeth, NY, 11378, USA
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334 N 9th Street, Stroudsburg, PA, 18360, USA
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15108 S. LaGrange Road, Orland Park, IL, 60462, USA
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1112 South Roselle Road, Schaumburg, IL, 60193, USA
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69-03 Fresh Pond Road, Ridgewood, NY, 11385, USA
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314 Great Neck Road, Copiague, NY, 11726, USA
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1141 Mt. Prospect Plaza, Mt. Prospect, IL, 60056, USA
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1260 60th Street, Brooklyn, NY, 11219, USA
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667 Chestnut Street, Union, NJ, 7083, USA
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990 Clifton Avenue, Clifton, NJ, 7013, USA
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1110 N. Olden Avenue, Trenton, NJ, 8638, USA
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75 River Drive, Garfield, NJ, 7026, USA
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544 E. North Avenue, Glendale Heights, IL, 60139, USA
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38 Broad Street, New Britain, CT, USA
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Services

Loans and mortgages

Finance your American Dream on fair terms.

Don’t overpay with brokers. We offer some of the lowest rates on the market for purchasing a house, apartment, or car. Our decision-making process is fast, and our advisors will help you understand the complexities of the American credit system (credit score), even if you are just starting your history in the USA.

Modern banking services

Your finances at your fingertips: from Chicago to New York

Enjoy 21st-century banking without unnecessary fees. You get access to free checking accounts, debit cards, and an intuitive mobile app that lets you make transfers or deposit checks without leaving home. The security of your funds is guaranteed by federal NCUA insurance.

Support for the Polish community and scholarships

We invest in your children's future and Polish culture.

Being a PSFCU member means having a real impact on the development of our community. We regularly award scholarships to talented Polish-American youth and sponsor key events, such as the Pulaski Day Parade or festivals in Polish parishes. Your financial success translates into the strength of the entire Polish community. [INTERNAL LINK: see scholarship program]

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Q&A

  • Who can become a member of the Polish & Slavic Federal Credit Union?

    Membership is open to individuals belonging to one of the Sponsoring Organizations (e.g., the Polish & Slavic Center) and their families. The process is quick and simple – just fill out an application (online or at a branch, e.g., in Greenpoint or Chicago) and make a symbolic deposit. It is your gateway to lower-cost financial services and better interest rates on deposits.

  • Can I get a mortgage loan without having a Green Card yet?

    Yes. At PSFCU, not having permanent resident status does not rule out your chances of owning a home. We approach applications individually, analyzing your employment stability and credit history in the USA, not just immigration documents. Our advisors will help you through this process.

  • What documents are needed to open a business account?

    To open a business account and save on fees, prepare your company’s registration documents (depending on the state, e.g., Certificate of Incorporation in NY/NJ or Articles of Organization), your EIN, and a valid ID for the owner. You can complete the formalities at any of our branches.

  • When does the PSFCU scholarship application period begin?

    We usually announce the call for applications for the Scholarship Program at the beginning of the calendar year, and the deadline for submissions is in early spring. It is worth checking our website and Facebook profile regularly so you don’t miss the chance for tuition funding.

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